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Is Pacific Grove a good place to retire?

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Pacific Grove, a scenic coastal town located in central California, has long been considered one of the best places to retire. With its mild climate, breathtaking views, and abundance of recreational opportunities, it’s no wonder that many seniors are considering moving to this idyllic community. However, with so many retirement destinations to choose from, the question remains: Is Pacific Grove a good place to retire? With the help of CA movers, we’ll take a closer look at what this charming town has to offer. This will help you determine if it’s the right place for your retirement plans.

Location and climate of Pacific Grove

Pacific Grove is located on the Monterey Peninsula in California. This gives it proximity to the Pacific Ocean and the many recreational and scenic opportunities it offers. It is also surrounded by forests and parks, providing ample opportunities for hiking and other outdoor activities. Located near popular tourist destinations Carmel-by-the-Sea and Pebble Beach it is a great place for seniors who like bike rides.

A flock of birds flying over the water
Is Pacific Grove a good place to retire? Many factors will affect your decision.

The convenience of the Pacific Grove climate for retirees

The climate in Pacific Grove is characterized by mild temperatures and low humidity. This makes it a popular destination for retirees. The temperatures typically range from the high 50s to the low 70s, with occasional warmer days during the summer. The cool ocean breeze also provides natural air conditioning during the warmer months. This climate is ideal for outdoor activities such as golfing, hiking, and cycling.

Attractions in the area

Pacific Grove offers many things to do for both the younger and the retired. If that is the most important requirement of your move, movers Pacific Grove CA offers will be at your door in the shortest time. Among the most interesting attractions of this area are:

  • The Pacific Grove Museum of Natural History. A popular destination that showcases the natural history of the area, including exhibits on local plants, animals, and geology.
  • The Monarch Butterfly Sanctuary. This is one of the unique natural features of Pacific Grove. Thousands of monarch butterflies gather here each year during the winter months.
  • Asilomar State Beach and Conference Grounds. Here seniors can enjoy stunning ocean views and access to tide pools.
  • Cannery Row. Located just 1.5 miles from Pacific Grove, Cannery Row is a popular tourist attraction offering shopping, dining, and sightseeing opportunities.

Pacific Grove’s quality of life

According to the latest census data, the median age in Pacific Grove is 45.5 years. Pacific Grove is known for being an expensive place to live. It has a 135% higher cost of living than the national average. Housing is particularly expensive. However, despite the high cost of living, Pacific Grove offers several advantages for those with deeper pockets. In addition to being a beautiful coastal city with stunning views of the Pacific Ocean, Pacific Grove has a low crime rate, good community resources, and ample health care facilities. Finally, the city is close to larger cities like Monterey and Carmel, which offer more options for shopping, dining, and entertainment.

Older couple watching on the sea - Is Pacific Grove a good place to retire?
If you want to spend your retirement in a safe city with lots of interesting things to do, Pacific Grove is the place to be.

Safety in the town

Safety is a significant factor that contributes to the high quality of life in Pacific Grove. The city is ranked as one of the safest places to live in California, with low crime rates and a well-staffed police department. Additionally, the city has an active Neighborhood Watch program that encourages residents to work together to keep their community safe. With a safe move with long distance movers California offers and the safety of the city, your retirement enjoyment can begin.

Availability of healthcare facilities in the city

Healthcare facilities in Pacific Grove are top-notch, with several hospitals, clinics, and medical centers within proximity. The community is served by a range of healthcare professionals. That includes doctors, dentists, and therapists, which makes it easy for residents to access quality healthcare when needed. However, healthcare costs are 43.7% higher than the national average, which will not suit many retirees.

Community resources in Pacific Grove

With 28 public parks, beaches, forests, libraries, and community centers throughout the area, you won’t be bored. The Pacific Grove Public Library offers a variety of programs and resources, including book clubs, computer classes, and events for children. The senior center, Sally J. Griffin Senior Center, is well-appointed with a range of activities for retired people, including fitness classes, volunteer opportunities, and social events.

Services specifically beneficial for retirees

Pacific Grove offers several amenities and services that meet the needs of retirees. The Senior Center provides a variety of resources for seniors, such as transportation services, home care aides, and Meals on Wheels. There are also several retirement communities and 55+ active adult communities located in Pacific Grove that offer a variety of housing options and amenities. You can realize another benefit if you entrust your move to Monterey moving services, which will efficiently and safely complete your relocation.

Two older women on the beach, one sitting and another standing near her
Pacific Grove offers several amenities and services for retirees

Cost of living in the Pacific Grove

Although Pacific Grove is considered a desirable retirement destination, the cost of living in Pacific Grove is relatively high compared to other retirement destinations, especially in terms of housing prices and daily expenses.

Cost of housing, utilities, and daily costs

Housing prices in Pacific Grove are one of the highest in California. The median home value in Pacific Grove is $1.1 million, which is almost three times the national average. Renting an apartment cost an average of $2,200 per month, making it difficult for retirees on a fixed income. Utilities in Pacific Grove are also expensive. The average cost of basic utilities, including water, electricity, and gas, for a 915-square-foot apartment, is $170 per month. The cost of groceries is around 19% higher than the national average while dining out can be expensive due to the high-end restaurants in the area. The cost of entertainment, including movie tickets, fitness classes, and recreational activities, is also higher than the national average.

Cost of living compared to other retirement cities

Compared to other retirement destinations, such as Florida, Arizona, and Texas, Pacific Grove’s cost of living is relatively higher. For instance, the median home value in Florida is $267,000, which is almost four times lower than the median home value in Pacific Grove. Similarly, the average cost of groceries in Texas is 8% lower than in Pacific Grove.

Older man smiling while looking on the money
Pacific Grove is among the most expensive cities in California

Benefits and drawbacks of the tax system for retirees

Seniors considering retiring to Pacific Grove should familiarize themselves with the tax system and consult with a tax professional to plan effectively. There are few tax benefits and drawbacks for retirees in Pacific Grove. Retirement benefits are:

  • No state tax on Social Security benefits.
  • Property taxes are capped at 1% of the assessed value, which is beneficial for those who own expensive homes.
  • California offers a senior property tax exemption program that can provide relief to senior citizens.

However, some drawbacks may not be acceptable to some. Among them are:

  • California has high-income tax rates compared to other states.
  • Sales tax in Pacific Grove is higher than in many other states, which can add up to significant expenses over time.

Retirement-friendly activities

Pacific Grove is known as a retirement-friendly city with a stunning waterfront, historic architecture, and picturesque scenery. It can boast many interesting activities for retirees. You can explore Pacific Grove’s local flora and fauna, along with exhibits on the region’s geology, Native American history, and marine ecosystem, by visiting the Museum. Also, you can walk along the seashore, enjoy the view or go for a round of golf at the Pacific Grove Golf Links. If you’re into shopping, dining, and attractions, Cannery Row is a great place to spend an afternoon. Browse the boutiques and sample the local cuisine. There is also a weekly farmers market that offers fresh produce, handmade crafts, and live entertainment. It’s a great way to support the local community.

older woman smiling while looking at the man
Pacific Grove offers a handful of outdoor activities

So, is Pacific Grove a good place to retire?

So, what do you think? Is Pacific Grove a good place to retire? Based on all of the above, you can conclude that Pacific Grove can be a good place to retire for those who appreciate natural beauty, outdoor recreation, and cultural activities, as well as those who can afford a high cost of living. However, it may not be best for retirees who prioritize access to affordable health care or a more affordable lifestyle in retirement. People interested in retiring in the city of Pacific Grove should do more research on the area and consider a visit to get a better idea of its lifestyle and amenities. Consultation with a financial advisor is also recommended to ensure that a Pacific Grove retirement fits within their budget and long-term retirement goals.

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